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Limited vs umbrella

What’s best for you?

If you are unsure of which route to take, answer the questions below to see which may be the best option for you - Umbrella or Limited.

Do you earn more than £15 per hour?

Are you happy to do about 30 mins paperwork per month?

Are you able to be a director?

Are you planning on contracting for more than 3 months?

Are you happy to manage your own invoicing?

Based on your answers we recommend:


Still not sure? Compare your earning using our online calculator

Based on your answers we recommend:


Still not sure? Compare your earnings using our online calculator

If you still haven't found the answers you're looking for, get in touch with our best advice team

Different packages to suit your needs

At ClearSky we want to give you a service that considers your needs and we won’t charge you for services you don’t need. Thanks to our years of experience we offer expert advice and are with you all the way. See our three packages below:


Basic support with a Self Assessment Tax Return and quarterly management accounts


Pro-active support with up to £20m business insurance and monthly management accounts


Everything you need from an accountant in one package including electronic bookkeeping

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